1.           INTRODUCTION

1.1        Welcome to the Pinoy Electronic Store Online (PESO) platform (the "Site"). Please read the following Terms of Service carefully before using this Site or creating a new Pinoy Electronic Store Online (PESO) account ("Account") so that you are aware of your legal rights and obligations with respect to Pinoy Electronic Store Online (PESO) and its affiliates and subsidiaries (individually and collectively, "Pinoy Electronic Store Online (PESO)", "we", "us" or "our"). The "Services" we provide or make available include (a) the Site, (b) the services provided by the Site and by Pinoy Electronic Store Online (PESO) client software made available through the Site, and (c) all information, linked pages, features, data, text, images, photographs, graphics, music, sounds, video, messages, tags, content, programming, software, application services (including, without limitation, any mobile application services) or other materials made available through the Site or its related services ("Content"). Any new features added to or augmenting the Services are also subject to these Terms of Service. These Terms of Service govern your use of Services provided by Pinoy Electronic Store Online (PESO).

1.2        The Services include an online platform service that provides a place and opportunity for the sale of goods between the buyer (�Buyer�) and the seller (�Seller�) (collectively �you�, �Users� or �Parties�). The actual contract for sale is between Buyer and Seller and Pinoy Electronic Store Online (PESO) is not a party to that or any other contract between Buyer and Seller and accepts no obligations in connection with any such contract. Parties to such transaction will be entirely responsible for the sales contract between them, the listing of goods, warranty of purchase and the like. Pinoy Electronic Store Online (PESO) is not involved in the transaction between Users. Pinoy Electronic Store Online (PESO) may or may not pre-screen Users or the Content or information provided by Users. Pinoy Electronic Store Online (PESO) reserves the right to remove any Content or information posted by you on the Site in accordance to Section 6.4 herein. Pinoy Electronic Store Online (PESO) cannot ensure that Users will actually complete a transaction.

1.3        Before becoming a User of the Site, you must read and accept all of the terms and conditions in, and linked to, these Terms of Service and you must consent to the processing of your personal data as described in the Privacy Policy linked hereto.

1.4        Pinoy Electronic Store Online (PESO) reserves the right to change, modify, suspend or discontinue all or any part of this Site or the Services at any time or upon notice as required by local laws. Pinoy Electronic Store Online (PESO) may release certain Services or their features in a beta version, which may not work correctly or in the same way the final version may work, and we shall not be held liable in such instances. Pinoy Electronic Store Online (PESO) may also impose limits on certain features or restrict your access to parts of, or the entire, Site or Services in its sole discretion and without notice or liability.

1.5        Pinoy Electronic Store Online (PESO) reserves the right to refuse to provide you access to the Site or Services or to allow you to open an Account for any reason.

BY USING PINOY ELECTRONIC STORE ONLINE (PESO) SERVICES OR OPENING AN ACCOUNT, YOU GIVE YOUR IRREVOCABLE ACCEPTANCE OF AND CONSENT TO THE TERMS OF THIS AGREEMENT, INCLUDING THOSE ADDITIONAL TERMS AND CONDITIONS AND POLICIES REFERENCED HEREIN AND/OR LINKED HERETO.

IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE OUR SERVICES OR ACCESS THE SITE. IF YOU ARE UNDER THE AGE OF 18 OR THE LEGAL AGE FOR GIVING CONSENT HEREUNDER PURSUANT TO THE APPLICABLE LAWS IN YOUR COUNTRY (THE �LEGAL AGE�), YOU MUST GET PERMISSION FROM A PARENT OR LEGAL GUARDIAN TO OPEN AN ACCOUNT AND THAT PARENT OR LEGAL GUARDIAN MUST AGREE TO THE TERMS OF THIS AGREEMENT. IF YOU DO NOT KNOW WHETHER YOU HAVE REACHED THE LEGAL AGE, OR DO NOT UNDERSTAND THIS SECTION, PLEASE DO NOT CREATE AN ACCOUNT UNTIL YOU HAVE ASKED YOUR PARENT OR LEGAL GUARDIAN FOR HELP. IF YOU ARE THE PARENT OR LEGAL GUARDIAN OF A MINOR WHO IS CREATING AN ACCOUNT, YOU MUST ACCEPT THE TERMS OF THIS AGREEMENT ON THE MINOR'S BEHALF AND YOU WILL BE RESPONSIBLE FOR ALL USE OF THE ACCOUNT OR COMPANY SERVICES USING SUCH ACCOUNT, WHETHER SUCH ACCOUNT IS CURRENTLY OPEN OR CREATED LATER.

2.           PRIVACY

2.1        Your privacy is very important to us at Pinoy Electronic Store Online (PESO). To better protect your rights we have provided the Pinoy Electronic Store Online (PESO) Privacy Policy to explain our privacy practices in detail. Please review the Privacy Policy to understand how Pinoy Electronic Store Online (PESO) collects and uses the information associated with your Account and/or your use of the Services (the �User Information�). By using the Services or providing information on the Site, you:

(i)           consent to Pinoy Electronic Store Online (PESO)'s collection, use, disclosure and/or processing of your Content, personal data and User Information as described in the Privacy Policy;

(ii)          agree and acknowledge that the proprietary rights of your User Information are jointly owned by you and Pinoy Electronic Store Online (PESO); and

(iii)         shall not, whether directly or indirectly, disclose your User Information to any third party, or otherwise allow any third party to access or use your User Information, without Pinoy Electronic Store Online (PESO)�s prior written consent.

2.2        Users in possession of another User�s personal data through the use of the Services (the �Receiving Party�) hereby agree that, they will (i) comply with all applicable personal data protection laws with respect to any such data; (ii) allow the User whose personal data the Receiving Party has collected (the �Disclosing Party�) to remove his or her data so collected from the Receiving Party�s database; and (iii) allow the Disclosing Party to review what information have been collected about them by the Receiving Party, in each case of (ii) and (iii) above, in compliance with and where required by applicable laws.

3.           LIMITED LICENSE

3.1        Pinoy Electronic Store Online (PESO) grants you a limited and revocable license to access and use the Services subject to the terms and conditions of these Terms of Service. All proprietary Content, trademarks, service marks, brand names, logos and other intellectual property (�Intellectual Property�) displayed in the Site are the property of Pinoy Electronic Store Online (PESO) and where applicable, third party proprietors identified in the Site. No right or licence is granted directly or indirectly to any party accessing the Site to use or reproduce any Intellectual Property, and no party accessing the Site shall claim any right, title or interest therein. By using or accessing the Services you agree to comply with the copyright, trademark, service mark, and all other applicable laws that protect the Services, the Site and its Content. You agree not to copy, distribute, republish, transmit, publicly display, publicly perform, modify, adapt, rent, sell, or create derivative works of any portion of the Services, the Site or its Content. You also may not, without our prior written consent, mirror or frame any part or whole of the contents of this Site on any other server or as part of any other website. In addition, you agree that you will not use any robot, spider or any other automatic device or manual process to monitor or copy our Content, without our prior written consent (such consent is deemed given for standard search engine technology employed by Internet search websites to direct Internet users to this website).

3.2        You are welcome to link to the Site from your website, provided that your website does not imply any endorsement by or association with Pinoy Electronic Store Online (PESO). You acknowledge that Pinoy Electronic Store Online (PESO) may, in its sole discretion and at any time, discontinue providing the Services, either in part or as a whole, without notice.

4.           SOFTWARE

Any software provided by us to you as part of the Services is subject to the provisions of these Terms of Service. Pinoy Electronic Store Online (PESO) reserves all rights to the software not expressly granted by Pinoy Electronic Store Online (PESO) hereunder. Any third-party scripts or code, linked to or referenced from the Services, are licensed to you by the third parties that own such scripts or code, not by Pinoy Electronic Store Online (PESO).

5.           ACCOUNTS AND SECURITY

5.1        Some functions of our Services require registration for an Account by selecting a unique user identification ("User ID") and password, and by providing certain personal information. If you select a User ID that Pinoy Electronic Store Online (PESO), in its sole discretion, finds offensive or inappropriate, Pinoy Electronic Store Online (PESO) has the right to suspend or terminate your Account. You may be able to use your Account to gain access to other products, websites or services to which we have enabled access or with which we have tied up or collaborated. Pinoy Electronic Store Online (PESO) has not reviewed, and assumes no responsibility for any third party content, functionality, security, services, privacy policies, or other practices of those products, websites or services. If you do so, the terms of service for those products, websites or services, including their respective privacy policies, if different from these Terms of Service and/or our Privacy Policy, may also apply to your use of those products, websites or services.

5.2        You agree to (a) keep your password confidential and use only your User ID and password when logging in, (b) ensure that you log out from your account at the end of each session on the Site, (c) immediately notify Pinoy Electronic Store Online (PESO) of any unauthorised use of your Account, User ID and/or password, and (d) ensure that your Account information is accurate and up-to-date. You are fully responsible for all activities that occur under your User ID and Account even if such activities or uses were not committed by you. Pinoy Electronic Store Online (PESO) will not be liable for any loss or damage arising from unauthorised use of your password or your failure to comply with this Section.

5.3        You agree that Pinoy Electronic Store Online (PESO) may for any reason, in its sole discretion and with or without notice or liability to you or any third party, immediately terminate your Account and your User ID, remove or discard from the Site any Content associated with your Account and User ID, withdraw any subsidies offered to you, cancel any transactions associated with your Account and User ID, temporarily withhold any sale proceeds or refunds, and/or take any other actions that Pinoy Electronic Store Online (PESO) deems necessary. Grounds for such actions may include, but are not limited to, (a) extended periods of inactivity, (b) violation of the letter or spirit of these Terms of Service, (c) illegal, fraudulent, harassing, defamatory, threatening or abusive behavior (d) having multiple user accounts for illegitimate reasons, or (e) behavior that is harmful to other Users, third parties, or the business interests of Pinoy Electronic Store Online (PESO). Use of an Account for illegal, fraudulent, harassing, defamatory, threatening or abusive purposes may be referred to law enforcement authorities without notice to you. If a legal dispute arises or law enforcement action is commenced relating to your Account or your use of the Services for any reason, Pinoy Electronic Store Online (PESO) may terminate your Account immediately with or without notice.

5.4        Users may terminate their Account if they notify Pinoy Electronic Store Online (PESO) in writing (including via email at support@pinoyelectronicstore.com of their desire to do so. Notwithstanding any such termination, Users remain responsible and liable for any incomplete transaction (whether commenced prior to or after such termination), shipment of the product, payment for the product, or the like, and Users must contact Pinoy Electronic Store Online (PESO) after he or she has promptly and effectively carried out and completed all incomplete transactions according to the Terms of Service. Pinoy Electronic Store Online (PESO) shall have no liability, and shall not be liable for any damages incurred due to the actions taken in accordance with this Section. Users waive any and all claims based on any such action taken by Pinoy Electronic Store Online (PESO).

5.5        You may only use the Services and/or open an Account if you are located in one of our approved countries, as updated from time to time.

6.           TERM OF USE

6.1        The license for use of this Site and the Services is effective until terminated. This license will terminate as set forth under these Terms of Service or if you fail to comply with any term or condition of these Terms of Service. In any such event, Pinoy Electronic Store Online (PESO) may effect such termination with or without notice to you.

6.2        You agree not to:

(a)          upload, post, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, alarming, distressing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

(b)          violate any laws, including without limitation any laws and regulation in relation to export and import restrictions, third party rights or our Prohibited and Restricted Items policy;

(c)          use the Services to harm minors in any way;

(d)          use the Services to impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity;

(e)          forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Services;

(f)           remove any proprietary notices from the Site;

(g)          cause, permit or authorize the modification, creation of derivative works, or translation of the Services without the express permission of Pinoy Electronic Store Online (PESO);

(h)          use the Services for the benefit of any third party or any manner not permitted by the licenses granted herein;

(i)           use the Services for fraudulent purposes;

(j)           manipulate the price of any item or interfere with other User's listings;

(k)          take any action that may undermine the feedback or ratings systems;

(l)           attempt to decompile, reverse engineer, disassemble or hack the Services (or any portion thereof), or to defeat or overcome any encryption technology or security measures implemented by Pinoy Electronic Store Online (PESO) with respect to the Services and/or data transmitted, processed or stored by Pinoy Electronic Store Online (PESO);

(m)        harvest or collect any information about or regarding other Account holders, including, without limitation, any personal data or information;

(n)          upload, email, post, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

(o)          upload, email, post, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

(p)          upload, email, post, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail", "spam", "chain letters", "pyramid schemes", or any other unauthorized form of solicitation;

(q)          upload, email, post, transmit or otherwise make available any material that contains software viruses, worms, Trojan-horses or any other computer code, routines, files or programs designed to directly or indirectly interfere with, manipulate, interrupt, destroy or limit the functionality or integrity of any computer software or hardware or data or telecommunications equipment;

(r)           disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other Users of the Services are able to type, or otherwise act in a manner that negatively affects other Users' ability to engage in real time exchanges;

(s)          interfere with, manipulate or disrupt the Services or servers or networks connected to the Services or any other User's use and enjoyment of the Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Site;

(t)           take any action or engage in any conduct that could directly or indirectly damage, disable, overburden, or impair the Services or the servers or networks connected to the Services;

(u)          use the Services to intentionally or unintentionally violate any applicable local, state, national or international law, rule, code, directive, guideline, policy or regulation including, without limitation, laws and requirements (whether or not having the force of law) relating to anti-money laundering or counter-terrorism;

(v)          use the Services in violation of or to circumvent any sanctions or embargo administered or enforced by the U.S. Department of Treasury�s Office of Foreign Assets Control, the United Nations Security Council, the European Union or Her Majesty�s Treasury;

(w)         use the Services to violate the privacy of others or to "stalk" or otherwise harass another;

(x)          infringe the rights of Pinoy Electronic Store Online (PESO), including any intellectual property rights and any passing off of the same thereof;

(y)          use the Services to collect or store personal data about other Users in connection with the prohibited conduct and activities set forth above; and/or

(z)          list items which infringe upon the copyright, trademark or other intellectual property rights of third parties or use the Services in a manner which will infringe the intellectual property rights of others.

6.3        You understand that all Content, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom such Content originated. This means that you, and not Pinoy Electronic Store Online (PESO), are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available through the Site. You understand that by using the Site, you may be exposed to Content that you may consider to be offensive, indecent or objectionable. To the maximum extent permitted by applicable law, under no circumstances will Pinoy Electronic Store Online (PESO) be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of, or reliance on, any Content posted, emailed, transmitted or otherwise made available on the Site.

6.4        You acknowledge that Pinoy Electronic Store Online (PESO) and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, delete, remove or move any Content, including without limitation any Content or information posted by you, that is available on the Site. Without limiting the foregoing, Pinoy Electronic Store Online (PESO) and its designees shall have the right to remove any Content (i) that violates these Terms of Service; (ii) if we receive a complaint from another User; (iii) if we receive a notice of intellectual property infringement or other legal instruction for removal; or (iv) if such Content is otherwise objectionable. We may also block delivery of a communication (including, without limitation, status updates, postings, messages and/or chats) to or from the Services as part of our effort to protect the Services or our Users, or otherwise enforce the provisions of these Terms and Conditions. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including, without limitation, any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you have not and, to the maximum extent permitted by applicable law, may not rely on any Content created by Pinoy Electronic Store Online (PESO) or submitted to Pinoy Electronic Store Online (PESO), including, without limitation, information in Pinoy Electronic Store Online (PESO) Forums and in all other parts of the Site.

6.5        You acknowledge, consent to and agree that Pinoy Electronic Store Online (PESO) may access, preserve and disclose your Account information and Content if required to do so by law or pursuant to an order of a court or by any governmental or regulatory authority having jurisdiction over Pinoy Electronic Store Online (PESO) or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these Terms of Service; (c) respond to claims that any Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of Pinoy Electronic Store Online (PESO), its Users and/or the public.

7.           VIOLATION OF OUR TERMS OF SERVICE

7.1        Violations of this policy may result in a range of actions, including, without limitation, any or all of the following:

-             Listing deletion

-             Limits placed on Account privileges

-             Account suspension and subsequent termination

-             Criminal charges

-             Civil actions, including without limitation a claim for damages and/or interim or injunctive relief

7.2        If you believe a User on our Site is violating these Terms of Service, please contact support@pinoyelectronicstore.com

8.           REPORTING INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT

8.1        The Users are independent individuals or businesses and they are not associated with Pinoy Electronic Store Online (PESO) in any way. Pinoy Electronic Store Online (PESO) is neither the agent nor representative of the Users and does not hold and/or own any of the merchandises listed on the Site.

8.2        If you are an intellectual property right owner (�IPR Owner�) or an agent duly authorized by an IPR Owner (�IPR Agent�) and you believe that your right or your principal�s right has been infringed, please notify us in writing by email to support@pinoyelectronicstore.com and copy legal@pinoyelectronicstore.com and provide us the documents requested below to support your claim. Do allow us time to process the information provided. Pinoy Electronic Store Online (PESO) will respond to your complaint as soon as practicable.

8.3        Complaints under this Section 8 must be provided in the form prescribed by Pinoy Electronic Store Online (PESO), which may be updated from time to time, and must include at least the following: (a) a physical or electronic signature of an IPR Owner or IPR Agent (collectively, �Informant�); (b) a description of the type and nature of intellectual property right that is allegedly infringed and proof of rights; (c) details of the listing which contains the alleged infringement; (d) sufficient information to allow Pinoy Electronic Store Online (PESO) to contact the Informant, such as Informant�s physical address, telephone number and e-mail address; (e) a statement by Informant that the complaint is filed on good faith belief and that the use of the intellectual property as identified by the Informant is not authorized by the IPR Owner or the law; (f) a statement by the Informant that the information in the notification is accurate, indemnify us for any damages we may suffer as a result of the information provided by and that the Informant has the appropriate right or is authorized to act on IPR Owner�s behalf to the complaint.

9.           PURCHASE AND PAYMENT

9.1        Pinoy Electronic Store Online (PESO) supports one or more of the following payment methods in each country it operates in:

(i)           Credit Card

Card payments are processed through third-party payment channels and the type of credit cards accepted by these payment channels may vary depending on the jurisdiction you are in.

(ii)          Cash on Delivery (COD)

Pinoy Electronic Store Online (PESO) provides COD services in selected countries. Buyers may pay cash directly to the deliver agent upon their receipt of the purchased item.

(iii)         Bank Transfer

Buyer may make payments through an Automated Teller Machine or internet bank transfer (�Bank Transfer�) to our designated Pinoy Electronic Store Online (PESO) Guarantee Account (as defined in Section 11). Buyer must provide Pinoy Electronic Store Online (PESO) with the transfer receipt or payment transaction reference for verification purposes through the �Upload Receipt� function found in Pinoy Electronic Store Online (PESO)�s app as payment confirmation. If payment confirmation is not received by Pinoy Electronic Store Online (PESO) within three (3) days, Buyer�s order will be cancelled.

9.2        Buyer may only change their preferred mode of payment for their purchase prior to making payment.

9.3        Pinoy Electronic Store Online (PESO) takes no responsibility and assume no liability for any loss or damages to Buyer arising from shipping information and/or payment information entered by Buyer or wrong remittance by Buyer in connection with the payment for the items purchased. We reserve the right to check whether Buyer is duly authorized to use certain payment method, and may suspend the transaction until such authorization is confirmed or cancel the relevant transaction where such confirmation is not available.

9.4        At the moment, Pinoy Electronic Store Online (PESO) is only able to make payment to Users via bank transfer. Hence, Users are required to provide Pinoy Electronic Store Online (PESO) with his/her banking details in order to receive payments i.e. from the sale of item or refund from Pinoy Electronic Store Online (PESO).

10.        PINOY ELECTRONIC STORE ONLINE (PESO) WALLET

10.1     Pinoy Electronic Store Online (PESO) Wallet is a service provided by Pinoy Electronic Store Online (PESO) or its authorized agent to facilitate the storage of money you receive from your sales proceeds and refunds for purchases made via bank transfer, cash payment or your Pinoy Electronic Store Online (PESO) Wallet. The sum of this money, minus any withdrawals, will be reflected as your Pinoy Electronic Store Online (PESO) Wallet balance.

10.2     You may transfer funds from your Pinoy Electronic Store Online (PESO) Wallet (up to the amount of your Pinoy Electronic Store Online (PESO) Wallet balance) to your linked bank account (�Linked Account�) by submitting a transfer request (�Withdrawal Request�) a maximum of once per day. Pinoy Electronic Store Online (PESO) may also automatically transfer funds from your Pinoy Electronic Store Online (PESO) Wallet to your Linked Account on a regular basis, as determined by Pinoy Electronic Store Online (PESO). Pinoy Electronic Store Online (PESO) shall only process such transfers on business days and such transfers may take up to two business days to be credited to your Linked Account.

10.3     Each User is entitled to a maximum number of one (1) free Withdrawal Request per week. Pinoy Electronic Store Online (PESO) may impose a fee of ₱15 (₱500 for BPI Family Savings) for each additional Withdrawal Request made in excess of such maximum number in a given week (�Withdrawal Fee�). The maximum number of free Withdrawal Requests each User is entitled to and the amount of Withdrawal Fees charged are subject to change at Pinoy Electronic Store Online (PESO)�s discretion.

10.4     Money from your sale of items on Pinoy Electronic Store Online (PESO) shall be credited to your Pinoy Electronic Store Online (PESO) Wallet within three (3) days after the item is delivered to Buyer or immediately after Buyer has acknowledged that they have received the item. Money from refunds of items on Pinoy Electronic Store Online (PESO) shall be credited to your Pinoy Electronic Store Online (PESO) Wallet within one (1) day of the return or refund request being approved.

10.5     Once submitted, you may not modify or cancel a Withdrawal Request.

10.6     If there is an error in the processing of any transaction, you authorize us to initiate debit or credit entries to your designated bank account, to correct such error, provided that any such correction is made in accordance with applicable laws and regulations. If we are unable to debit your designated bank account for any reason, you authorize us to resubmit the debit, plus any applicable fees, to any other bank account or payment instrument that you have on file with us or to deduct the debit and applicable fees from your Pinoy Electronic Store Online (PESO) Wallet balance in the future.

10.7     You authorize us to initiate debit or credit entries to your Pinoy Electronic Store Online (PESO) Wallet:

(i)           to correct any errors in the processing of any transaction;

(ii)          where Pinoy Electronic Store Online (PESO) has determined that you have engaged in fraudulent or suspicious activity and/or transactions;

(iii)         in connection with any lost, damaged or incorrect items;

(iv)        in connection with any rewards or rebates;

(v)         in connection with any uncharged fees;

(vi)        in connection with the settlement of any transaction dispute, including any compensation due to, or from, you;

(vii)       in connection with any banned items or items that are detained by customs; and

(viii)      in connection with any change of mind agreed to by both Buyer and Seller.

11.        PINOY ELECTRONIC STORE ONLINE (PESO) GUARANTEE

11.1     Pinoy Electronic Store Online (PESO) Guarantee is a service provided by Pinoy Electronic Store Online (PESO) or its authorized agent to protect purchases. To protect against the risk of liability, payment for purchases made to Seller using the Services will be held by Pinoy Electronic Store Online (PESO) or its authorized agent (�Pinoy Electronic Store Online (PESO) Guarantee Account�). Seller will not receive interest or other earnings from the sum you have paid into Pinoy Electronic Store Online (PESO) Guarantee Account.

11.2     After Buyer makes payment for his/her order (�Buyer�s Purchase Monies�), Buyer�s Purchase Monies will be held in Pinoy Electronic Store Online (PESO) Guarantee Account until:

(a)      Buyer sends confirmation to Pinoy Electronic Store Online (PESO) that Buyer has received his/her goods, in which case, unless 11.2(d) applies, Pinoy Electronic Store Online (PESO) will release Buyer�s Purchase Monies (less the Transaction Fee (defined below), and (if applicable) the Cross Border Fee (defined below)) in Pinoy Electronic Store Online (PESO) Guarantee Account to Seller;

(b)     Pinoy Electronic Store Online (PESO) Guarantee Period (or any approved extension under 11.3) expires, in which case, unless 11.2(c) or 11.2(d) applies, Pinoy Electronic Store Online (PESO) will release Buyer�s Purchase Monies (less the Transaction Fee (defined below), and (if applicable) the Cross Border Fee (defined below)) in Pinoy Electronic Store Online (PESO) Guarantee Account to Seller;

(c)      Pinoy Electronic Store Online (PESO) determines that Buyer�s application for a return of goods and/or refund is successful, in which case, unless 11.2(d) applies, Pinoy Electronic Store Online (PESO) will provide a refund to Buyer, subject to and in accordance with the Refunds and Return Policy;

(d)    such other time as Pinoy Electronic Store Online (PESO) reasonably determines that a distribution of Buyer�s Purchase Monies (less the Transaction Fee (defined below), and (if applicable) the Cross Border Fee (defined below)) is appropriate, including, without limitation, where it deems reasonably necessary to comply with applicable law or a court order or to enforce these Terms of Service.

Pinoy Electronic Store Online (PESO) Guarantee is only offered to Buyers who have made payment through the channels provided by Pinoy Electronic Store Online (PESO) into Pinoy Electronic Store Online (PESO) Guarantee Account. Offline arrangements between Buyer and Seller will not be covered under Pinoy Electronic Store Online (PESO) Guarantee.

11.3     Payments made through Pinoy Electronic Store Online (PESO) channels will be held in the Pinoy Electronic Store Online (PESO) Guarantee Account for a specified period of time (the �Pinoy Electronic Store Online (PESO) Guarantee Period�). To find out more about the Pinoy Electronic Store Online (PESO) Guarantee Period, please click this link. Buyer may apply for a one-time extension of Pinoy Electronic Store Online (PESO) Guarantee Period prior to the expiry of the applicable Pinoy Electronic Store Online (PESO) Guarantee Period, subject to and in accordance with the Refunds and Return Policy. Upon Buyer�s application, Pinoy Electronic Store Online (PESO) Guarantee Period may be extended for a maximum period of three (3) days unless Pinoy Electronic Store Online (PESO) in its sole discretion determines that a longer extension is appropriate or required.

11.4     If, for any reason, the Seller's bank account cannot be credited and/or the Seller cannot be contacted, Pinoy Electronic Store Online (PESO) will use reasonable endeavors to contact the Seller using the contact details provided by him/her. In the event that the Seller cannot be contacted and the Buyer�s Purchase Monies remain unclaimed for more than six (6) months after they become due to the Seller, Pinoy Electronic Store Online (PESO) will deal with such unclaimed Buyer's Purchase Monies in accordance with any applicable laws.

11.5     Seller/Buyer must be the beneficial owner of the Account and conduct transaction on the Site only on behalf of him or herself. Pinoy Electronic Store Online (PESO) may require Seller or Buyer to provide his or her personal data such as recent identity photograph, bank account details and/or any other such documentation necessary, for verification purposes, including verification required by third party payment processing and logistic service providers. Seller/Buyer hereby grants Pinoy Electronic Store Online (PESO) his/her consent to use or provide to third party his/her personal data to facilitate his/her use of the Site. Further, Seller/Buyer authorizes Pinoy Electronic Store Online (PESO) to use his/her personal data to make any inquires we consider necessary to validate his/her identity with the appropriate entity such as his/her bank. For more information in relation to how Pinoy Electronic Store Online (PESO) handles your personal information, please visit our Privacy Policy page.

11.6     The Pinoy Electronic Store Online (PESO) Guarantee is in addition and without limitation to Buyer�s and Seller�s obligations under applicable law, which may go above and beyond what is provided for by the Pinoy Electronic Store Online (PESO) Guarantee. The Pinoy Electronic Store Online (PESO) Guarantee is neither intended nor designed to assist Buyer or Seller in complying with its own legal obligations, for which each party will remain solely responsible, and Pinoy Electronic Store Online (PESO) accepts no liability in connection with the same. Without limitation, the Pinoy Electronic Store Online (PESO) Guarantee does not constitute a product warranty.

11.7     Buyer and Seller acknowledge and agree that Pinoy Electronic Store Online (PESO)�s decision (including any appeals) in respect of and relating to any issues concerning the Pinoy Electronic Store Online (PESO) Guarantee is final.

11.8     For the avoidance of doubt, any transactions not conducted on the Site will not qualify for the protection offered by Pinoy Electronic Store Online (PESO) Guarantee.

12.        Pinoy Electronic Store Online (PESO) Coin Reward System

12.1     Users may earn loyalty points (�Pinoy Electronic Store Online (PESO) Coin�) by buying merchandises on the Site using the Pinoy Electronic Store Online (PESO) Guarantee system or through participation in other Pinoy Electronic Store Online (PESO) activities as Pinoy Electronic Store Online (PESO) may from time to time determines (�Eligible Activities�) based on the conversion rate determined by Pinoy Electronic Store Online (PESO) in its sole discretion. Generally, Pinoy Electronic Store Online (PESO) Coin will be credited to a User�s Account upon the completion of a successful transaction or activity approved by Pinoy Electronic Store Online (PESO). You are eligible to participate in the Pinoy Electronic Store Online (PESO) Coin reward system if you are a User and your Account does not expressly exclude you from participation.

12.2     Transaction not completed on the Site using Pinoy Electronic Store Online (PESO) Guarantee do not qualify for the Pinoy Electronic Store Online (PESO) Coin reward system. Pinoy Electronic Store Online (PESO) may at its sole discretion exclude categories of items from the Pinoy Electronic Store Online (PESO) Coin reward system.

12.3     Pinoy Electronic Store Online (PESO) Coin has no monetary value, does not constitute your property and cannot be purchased, sold, transferred or redeemed for cash.

12.4     Subject to Pinoy Electronic Store Online (PESO) rules and regulation as determined, varied or modified by Pinoy Electronic Store Online (PESO) from time to time, subject to any cap imposed by Pinoy Electronic Store Online (PESO) at its sole discretion, User may redeem Pinoy Electronic Store Online (PESO) Coin by sending a request to Pinoy Electronic Store Online (PESO) and use Pinoy Electronic Store Online (PESO) Coin to offset the purchase price of selected items when making purchases on the Site as advised by Pinoy Electronic Store Online (PESO) from time to time. All refunds will be subject to Pinoy Electronic Store Online (PESO)�s Refunds and Return Policy under Section 14.4.

12.5     The Pinoy Electronic Store Online (PESO) Coin you redeem will be deducted from your Pinoy Electronic Store Online (PESO) Coin balance. Each Pinoy Electronic Store Online (PESO) Coin comes with an expiry date. Do check your account details on the Site for Pinoy Electronic Store Online (PESO) Coin balances and expiry date.

12.6     From time to time, we may tell you that bonus Pinoy Electronic Store Online (PESO) Coin will be awarded for particular Eligible Activities. This may include but is not limited to purchases you make at participating Sellers or pursuant to specific promotional offers. We will notify you of the terms of such bonus awards if any from time to time.

12.7     If you have a dispute in relation to the number of Pinoy Electronic Store Online (PESO) Coin which you have been awarded in respect of an Eligible Activity, such a dispute must be made within one (1) month from the date of the Eligible Activity. We may require you to provide evidence to support your claim.

12.8     Pinoy Electronic Store Online (PESO) gives no warranty and accepts no responsibility as to the ultimate tax treatment of Pinoy Electronic Store Online (PESO) Coin. You will need to check with your tax advisor whether receiving Pinoy Electronic Store Online (PESO) Coin affects your tax situation.

12.9     Pinoy Electronic Store Online (PESO) reserves the right to (i) discontinue the Pinoy Electronic Store Online (PESO) Coin Reward System at any time at its sole discretion and (ii) cancel or suspend a User�s right to participate in Pinoy Electronic Store Online (PESO) Coin Reward System, including the ability to earn and redeem Pinoy Electronic Store Online (PESO) Coin at its sole discretion.

13.        DELIVERY

13.1     Pinoy Electronic Store Online (PESO) will inform Seller when Pinoy Electronic Store Online (PESO) receives Buyer�s Purchase Monies. Unless otherwise agreed with Pinoy Electronic Store Online (PESO), Seller should then make the necessary arrangements to have the purchased item delivered to Buyer and provide details such as the name of the delivery company, the tracking number, etc. to Buyer through the Site.

13.2     Seller must use his/her best effort to ensure that Buyer receives the purchased items within, whichever applicable, the Pinoy Electronic Store Online (PESO) Guarantee Period or the time period specified (for offline payment) by Seller on Seller�s listing.

13.3     Users understand that Seller bears all risk attached to the delivery of the purchased item(s) and warrants that he/she has or will obtain adequate insurance coverage for the delivery of the purchased item(s). In the event where the purchased item(s) is damaged, lost or failure of delivery during the course of delivery, Users acknowledge and agree that Pinoy Electronic Store Online (PESO) will not be liable for any damage, expense, cost or fees resulted therefrom and Seller and/or Buyer will reach out to the logistic service provider to resolve such dispute.

13.4    For Cross-Border Transaction. Users understand and acknowledge that, where a product listing states that the product will ship from overseas, such product is being sold from a Seller based outside of the Philippines, and the importation and exportation of such product is subject to local laws and regulations. Users should familiarize themselves with all import and export restrictions that apply to the designating country. Users acknowledge that Pinoy Electronic Store Online (PESO) cannot provide any legal advice in this regard and agrees that Pinoy Electronic Store Online (PESO) shall not bear any risks or liabilities associated with the import and export of such products to the Philippines.

14.        CANCELLATION, RETURN AND REFUND

14.1     Buyer may only cancel his/her order prior to the payment of Buyer�s Purchase Monies into Pinoy Electronic Store Online (PESO) Guarantee Account.

14.2     Buyer may apply for the return of the purchased item and refund prior to the expiry of Pinoy Electronic Store Online (PESO) Guarantee Period, if applicable, subject to and in accordance with Pinoy Electronic Store Online (PESO)�s Refunds and Return Policy. Please refer to Pinoy Electronic Store Online (PESO)�s Refunds and Return Policy for further information.

14.3     Pinoy Electronic Store Online (PESO) reserves the right to cancel any transaction on the Site for valid/legal grounds, such as in certain cases where Seller and Buyer cannot or do not fulfil their obligations under the contract for sale between Seller and Buyer. Buyer agrees that Buyer�s sole remedy will be to receive a refund of the Buyer�s Purchase Monies paid into Pinoy Electronic Store Online (PESO) Guarantee Account.

14.4     If you have redeemed Pinoy Electronic Store Online (PESO) Coin for your transaction and you are successful in obtaining a refund based on Pinoy Electronic Store Online (PESO)�s Refunds and Return Policy, Pinoy Electronic Store Online (PESO) shall refund the monies you have actually paid for the item and credit back any redeemed Pinoy Electronic Store Online (PESO) Coin to your Account separately.

14.5     Pinoy Electronic Store Online (PESO) does not monitor the cancellation, return and refund process for offline payment.

15.        SELLER�S RESPONSIBILITIES

15.1     Seller shall properly manage and ensure that relevant information such as the price and the details of items, inventory amount and terms and conditions for sales is updated on Seller�s listing and shall not post inaccurate or misleading information.

15.2     The price of items for sale will be determined by the Seller at his/her own discretion. The price of an item and shipping charges shall include the entire amount to be charged to Buyer such as sales tax, value-added tax, tariffs, etc. and Seller shall not charge Buyer such amount additionally and separately.

15.3     Seller agrees that Pinoy Electronic Store Online (PESO) may at its discretion engage in promotional activities to induce transactions between Buyer and Seller by reducing, discounting or refunding fees, or in other ways. The final price that Buyer will pay actually will be the price that such adjustment is applied to.

15.4     For the purpose of promoting the sales of the items listed by Seller, Pinoy Electronic Store Online (PESO) may post such items (at adjusted price) on third-party websites (such as portal sites and price comparison sites) and other websites (domestic or foreign) operated by Pinoy Electronic Store Online (PESO).

15.5     Seller shall issue receipts, credit card slips or tax invoices to Buyer on request.

15.6     Seller acknowledges and agrees that Seller will be responsible for paying all taxes, customs and duties for the item sold and Pinoy Electronic Store Online (PESO) cannot provide any legal or tax advice in this regard. As tax laws and regulations may change from time to time, Sellers are advised to seek professional advice if in doubt.         

15.7     Seller acknowledge and agrees that Seller�s violation of any of Pinoy Electronic Store Online (PESO)�s polices will result in a range of actions as stated in Section 7.1.

16.        Paid Advertising

16.1    Pinoy Electronic Store Online (PESO) will be launching keyword advertising and/or other advertising services (hereinafter referred to as "Paid Advertising") on its Paid Advertising Site on an ongoing basis. Sellers may purchase the Paid Advertising services. Pinoy Electronic Store Online (PESO) provides the Paid Advertising services in accordance with these Terms of Service and any explanatory materials published on this Site, the Paid Advertising Site or otherwise communicated to Sellers in writing (hereinafter referred to as the "Paid Advertising Rules"). Sellers who purchase Paid Advertising services agree to be bound by the Paid Advertising Rules. If you are not agreeable to being bound by the Paid Advertising Rules, do not buy any Paid Advertising Services.

16.2   In order to purchase Paid Advertising services, you must be an eligible Seller under the Paid Advertising Rules. At the time when you purchase and pay for the Paid Advertising Services, your Account must not be suspended.

16.3   You may purchase Paid Advertising services by purchasing advertising credits on the Paid Advertising Site (�Advertising Credits�), and fees payable for the Paid Advertising services will be deducted from the Advertising Credits on a pay-per-click basis, as determined by Pinoy Electronic Store Online (PESO). All Advertising Credits will be subject to value-added services tax. Except as otherwise provided in the applicable Paid Advertising Rules, you may not cancel the order and/or request for a refund after you have purchased Advertising Credits and completed the payment process.

16.4   You have the option to purchase the keyword advertising service at the time you list an item for sale or subsequently. When you purchase the keyword advertising service, you can set different budgets, keywords, marketing periods, etc. for each item in accordance with the Paid Advertising Rules. The keyword advertising service for each item will be activated and will expire on the respective dates set by you (the �Keyword Advertising Period�). You will not be entitled to transfer the remaining Keyword Advertising Period or Advertising Credits to other items if an item is sold or unlisted during the Keyword Advertising Period you set for that item. The Advertising Credits will also not be refunded.

16.5   The goods you list on the Site must comply with all relevant laws and regulations, the Paid Advertising Rules, these Terms of Service and the Prohibited and Restricted Items Policy. You understand and agree that Pinoy Electronic Store Online (PESO) has the right to immediately remove any listing which violates any of the foregoing and any Paid Advertising fees that you have paid or Advertising Credits you have used in relation to any listing removed pursuant to this Section 16.5 will not be refunded. Pinoy Electronic Store Online (PESO) will also not be liable to compensate you for any loss whatsoever in relation to listings removed pursuant to this Section 16.5.

16.6    You understand and agree that Pinoy Electronic Store Online (PESO) does not warrant or guarantee any increase in viewership or sales of your items as a result of the Paid Advertising services.

16.7    You are advised to only purchase Paid Advertising services after fully considering your budget and intended advertising objectives. Except as otherwise provided in these Terms of Service or the Paid Advertising Rules, Pinoy Electronic Store Online (PESO) shall not be liable for any compensation or be subject to any liability (including but not limited to actual expenses and lost profits) for the results or intended results of any Paid Advertising service.

16.8    IF, NOTWITHSTANDING ANYTHING IN THESE TERMS OF SERVICE, PINOY ELECTRONIC STORE ONLINE (PESO) IS FOUND BY A COURT OF COMPETENT JURISDICTION TO BE LIABLE (INCLUDING FOR GROSS NEGLIGENCE) IN RELATION TO ANY PAID ADVERTISING SERVICE, THEN, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ITS LIABILITY TO YOU OR TO ANY THIRD PARTY IS LIMITED TO THE AMOUNT PAID BY YOU FOR THE PAID ADVERTISING SERVICE IN QUESTION ONLY.

17.        PURCHASE AND SALE OF ALCOHOL AND TOBACCO OR TOBACCO-RELATED PRODUCTS

17.1     The purchase and sale of alcoholic products (�Alcohol�) and tobacco or tobacco-related products, including without limitation electric cigarettes (�Tobacco Products�) on the Site is permitted by Pinoy Electronic Store Online (PESO) subject to the terms and conditions of this Section 17.  If you are a buyer of Alcohol (�Alcohol Buyer�) or Tobacco Products (�Tobacco Products Buyer�), you will be deemed to have consented to the terms and conditions in this Section 17 when you purchase Alcohol or Tobacco Products on the Site. Similarly, if you are an approved seller of Alcohol (�Alcohol Seller�) or Tobacco Products (�Tobacco Products Seller�), you will be deemed to have consented to the terms and conditions in this Section 17 when you sell Alcohol or Tobacco Products on the Site.

17.2     If you are an Alcohol Buyer or Tobacco Products Buyer:

(i)           you represent and warrant that you and (if applicable) the person receiving the Alcohol or Tobacco Products (�Recipient�) are aged 18 or above; and

(ii)          if requested by an Alcohol Seller, Tobacco Products Seller or Pinoy Electronic Store Online (PESO) (or its agents), you and/or the Recipient shall provide photo identification for age verification purposes.

17.3     If you are an Alcohol Seller or Tobacco Products Seller, you represent and warrant that:

(i)           you hold all necessary licenses and/or permits to sell Alcohol or Tobacco Products through the Site; and

(ii)          all information and documents provided to Pinoy Electronic Store Online (PESO) are true and accurate.

17.4     When delivering Alcohol to an Alcohol Buyer:

(i)           the delivery agent reserves the right to request for valid photo identification for age verification purposes; and

(ii)          Pinoy Electronic Store Online (PESO) (via the delivery agent) reserves the right to refuse the delivery of Alcohol if the Alcohol Buyer and/or the Recipient appears intoxicated or is unable to provide valid photo identification for age verification purposes.

17.5     When delivering Tobacco Products to Tobacco Products Buyer:

(i)           the delivery agent reserves the right to request for valid photo identification for age verification purposes; and

(ii)          Pinoy Electronic Store Online (PESO) (via the delivery agent) reserves the right to refuse the delivery of Tobacco Products if the Tobacco Products Buyer and/or the Recipient is unable to provide valid photo identification for age verification purposes.

17.6     Each Alcohol Buyer and Alcohol Seller, and each Tobacco Products Buyer and Tobacco Products Seller, severally agrees to indemnify, defend and hold harmless Pinoy Electronic Store Online (PESO), and its shareholders, subsidiaries, affiliates, directors, officers, agents, co-branders or other partners, and employees (collectively, the "Indemnified Parties") from and against any and all claims, actions, proceedings, and suits and all related liabilities, damages, settlements, penalties, fines, costs and expenses (including, without limitation, any other dispute resolution expenses) incurred by any Indemnified Party arising out of or relating to: (a) any inaccuracy or breach of its representations in Section 17.2 and/or Section 17.3 (as applicable); and (b) its breach of any law or any rights of a third party.

18.        TRANSACTION FEES

18.1    Effective May 1, 2019, Pinoy Electronic Store Online (PESO) will charge a fee for all successful transactions completed via bank transfer, credit card or Pinoy Electronic Store Online (PESO) Wallet on the Site (�Transaction Fee�). The Transaction Fee is borne by the Seller, and is calculated as one point five percent (1.5%) of the Buyer�s Purchase Monies, rounded to the nearest PESO. The Transaction Fee is inclusive of value-added tax. Pinoy Electronic Store Online (PESO) shall issue receipts or tax invoices for the Transaction Fee upon request.

18.2    For Sellers located outside of the Philippines, Pinoy Electronic Store Online (PESO) charges a fee for all successful transactions completed via bank transfer, credit card or Pinoy Electronic Store Online (PESO) Wallet on the Site (�Cross Border Fee�). The Cross Border Fee is borne by the Seller, and is calculated according to the rates as notified to such Sellers from time to time on the Site.

18.3   Following the successful completion of a transaction, Pinoy Electronic Store Online (PESO) shall deduct the Transaction Fee and the Cross Border Fee (as applicable) from the Buyer�s Purchase Monies, and remit the balance to the Seller in accordance with Section 11.2. Pinoy Electronic Store Online (PESO) shall issue receipts or tax invoices for the Transaction Fee paid by Seller on request.

19.        DISPUTES

19.1     In the event a problem arises in a transaction, the Buyer and Seller agree to communicate with each other first to attempt to resolve such dispute by mutual discussions, which Pinoy Electronic Store Online (PESO) shall use reasonable commercial efforts to facilitate. If the matter cannot be resolved by mutual discussions, Users may approach the claims tribunal of their local jurisdiction to resolve any dispute arising from a transaction.

19.2     Each Buyer and Seller covenants and agrees that it will not bring suit or otherwise assert any claim against Pinoy Electronic Store Online (PESO) or its Affiliates (except where Pinoy Electronic Store Online (PESO) or its Affiliates is the Seller of the product that the claim relates to) in relation to any transaction made on the Site or any dispute related to such transaction.

19.3     Users covered under Pinoy Electronic Store Online (PESO) Guarantee may send written request to Pinoy Electronic Store Online (PESO) to assist them in resolving issues which may arise from a transaction upon request. Pinoy Electronic Store Online (PESO) may, at its sole discretion and with absolutely no liability to Seller and Buyer, take all necessary steps to assist Users resolving their dispute. For more information, please refer to Pinoy Electronic Store Online (PESO)�s Refunds and Return Policy.

19.4     To be clear, the services provided under this Section 19 are only available to Buyers covered under Pinoy Electronic Store Online (PESO) Guarantee. Buyer using other payment means for his/her purchase should contact Seller directly.

20.        FEEDBACK

20.1     Pinoy Electronic Store Online (PESO) welcomes information and feedback from our Users which will enable Pinoy Electronic Store Online (PESO) to improve the quality of service provided. Please refer to our feedback procedure below for further information:

(i)           Feedback may be made in writing through email to or using the feedback form found on the App.

(ii)          Anonymous feedback will not be accepted.

(iii)         Users affected by the feedback should be fully informed of all facts and given the opportunity to put forward their case.

(iv)         Vague and defamatory feedback will not be entertained.

21.        DISCLAIMERS

21.1     THE SERVICES ARE PROVIDED "AS IS" AND WITHOUT ANY WARRANTIES, CLAIMS OR REPRESENTATIONS MADE BY PINOY ELECTRONIC STORE ONLINE (PESO) OF ANY KIND EITHER EXPRESSED, IMPLIED OR STATUTORY WITH RESPECT TO THE SERVICES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, NOR ARE THERE ANY WARRANTIES CREATED BY COURSE OF DEALING, COURSE OF PERFORMANCE OR TRADE USAGE. WITHOUT LIMITING THE FOREGOING AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PINOY ELECTRONIC STORE ONLINE (PESO) DOES NOT WARRANT THAT THE SERVICES, THIS SITE OR THE FUNCTIONS CONTAINED THEREIN WILL BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT THIS SITE AND/OR THE SERVER THAT MAKES THE SAME AVAILABLE ARE FREE OF VIRUSES, CLOCKS, TIMERS, COUNTERS, WORMS, SOFTWARE LOCKS, DROP DEAD DEVICES, TROJAN-HORSES, ROUTINGS, TRAP DOORS, TIME BOMBS OR ANY OTHER HARMFUL CODES, INSTRUCTIONS, PROGRAMS OR COMPONENTS.

21.2     YOU ACKNOWLEDGE THAT THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE SITE AND/OR THE SERVICES REMAINS WITH YOU TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

21.3     PINOY ELECTRONIC STORE ONLINE (PESO) HAS NO CONTROL OVER AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DOES NOT GUARANTEE OR ACCEPT ANY RESPONSIBILITY FOR: (A) THE FITNESS FOR PURPOSE, EXISTENCE, QUALITY, SAFETY OR LEGALITY OF ITEMS AVAILABLE VIA THE SERVICES; OR (B) THE ABILITY OF SELLERS TO SELL ITEMS OR OF BUYERS TO PAY FOR ITEMS. IF THERE IS A DISPUTE INVOLVING ONE OR MORE USERS, SUCH USERS AGREE TO RESOLVE SUCH DISPUTE BETWEEN THEMSELVES DIRECTLY AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RELEASE PINOY ELECTRONIC STORE ONLINE (PESO) AND ITS AFFILIATES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES ARISING OUT OF OR IN CONNECTION WITH ANY SUCH DISPUTE.

22.        EXCLUSIONS AND LIMITATIONS OF LIABILITY

22.1     TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PINOY ELECTRONIC STORE ONLINE (PESO) BE LIABLE WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE (WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY), OR OTHER CAUSE OF ACTION AT LAW, IN EQUITY, BY STATUTE OR OTHERWISE, FOR:

(i)           (A) LOSS OF USE; (B) LOSS OF PROFITS; (C) LOSS OF REVENUES; (D) LOSS OF DATA; (E) LOSS OF GOOD WILL; OR (F) FAILURE TO REALISE ANTICIPATED SAVINGS, IN EACH CASE WHETHER DIRECT OR INDIRECT; OR

(ii)          ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS SITE OR THE SERVICES, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES RESULTING THEREFROM, EVEN IF PINOY ELECTRONIC STORE ONLINE (PESO) HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

22.2     YOU ACKNOWLEDGE AND AGREE THAT YOUR ONLY RIGHT WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THE SERVICES IS TO REQUEST FOR TERMINATION OF YOUR ACCOUNT AND/OR DISCONTINUE ANY USE OF THE SERVICES.

22.3     IF, NOTWITHSTANDING THE PREVIOUS SECTIONS, PINOY ELECTRONIC STORE ONLINE (PESO) IS FOUND BY A COURT OF COMPETENT JURISDICTION TO BE LIABLE (INCLUDING FOR GROSS NEGLIGENCE), THEN, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ITS LIABILITY TO YOU OR TO ANY THIRD PARTY IS LIMITED TO THE LESSER OF: (A) ANY AMOUNTS DUE AND PAYABLE TO YOU PURSUANT TO THE PINOY ELECTRONIC STORE ONLINE (PESO) GUARANTEE; AND (B) SG $100 (ONE HUNDRED SINGAPORE DOLLARS).

22.4     NOTHING IN THESE TERMS OF SERVICE SHALL LIMIT OR EXCLUDE ANY LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY PINOY ELECTRONIC STORE ONLINE (PESO)�S NEGLIGENCE, FOR FRAUD OR FOR ANY OTHER LIABILITY ON THE PART OF PINOY ELECTRONIC STORE ONLINE (PESO) THAT CANNOT BE LAWFULLY LIMITED AND/OR EXCLUDED.

23.        LINKS TO THIRD PARTY SITES

Third party links provided throughout the Site will let you leave this Site. These links are provided as a courtesy only, and the sites they link to are not under the control of Pinoy Electronic Store Online (PESO) in any manner whatsoever and you therefore access them at your own risk. Pinoy Electronic Store Online (PESO) is in no manner responsible for the contents of any such linked site or any link contained within a linked site, including any changes or updates to such sites. Pinoy Electronic Store Online (PESO) is providing these links merely as a convenience, and the inclusion of any link does not in any way imply or express affiliation, endorsement or sponsorship by Pinoy Electronic Store Online (PESO) of any linked site and/or any of its content therein.

24.        YOUR CONTRIBUTIONS TO THE SERVICES

24.1     By submitting Content for inclusion on the Services, you represent and warrant that you have all necessary rights and/or permissions to grant the licenses below to Pinoy Electronic Store Online (PESO). You further acknowledge and agree that you are solely responsible for anything you post or otherwise make available on or through the Services, including, without limitation, the accuracy, reliability, nature, rights clearance, compliance with law and legal restrictions associated with any Content contribution. You hereby grant Pinoy Electronic Store Online (PESO) and its successors a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, copy, distribute, republish, transmit, modify, adapt, create derivative works of, publicly display, and publicly perform such Content contribution on, through or in connection with the Services in any media formats and through any media channels, including, without limitation, for promoting and redistributing part of the Services (and its derivative works) without need of attribution and you agree to waive any moral rights (and any similar rights in any part of the world) in that respect. You understand that your contribution may be transmitted over various networks and changed to conform and adapt to technical requirements.

24.2     Any material, information or idea you post on or through the Services, or otherwise transmit to Pinoy Electronic Store Online (PESO) by any means (each, a "Submission"), is not considered confidential by Pinoy Electronic Store Online (PESO) and may be disseminated or used by Pinoy Electronic Store Online (PESO) without compensation or liability to you for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products. By making a Submission to Pinoy Electronic Store Online (PESO), you acknowledge and agree that Pinoy Electronic Store Online (PESO) and/or other third parties may independently develop software, applications, interfaces, products and modifications and enhancements of the same which are identical or similar in function, code or other characteristics to the ideas set out in your Submission. Accordingly, you hereby grant Pinoy Electronic Store Online (PESO) and its successors a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to develop the items identified above, and to use, copy, distribute, republish, transmit, modify, adapt, create derivative works of, publicly display, and publicly perform any Submission on, through or in connection with the Services in any media formats and through any media channels, including, without limitation, for promoting and redistributing part of the Services (and its derivative works). This provision does not apply to personal information that is subject to our privacy policy except to the extent that you make such personal information publicly available on or through the Services.

25.        THIRD PARTY CONTRIBUTIONS TO THE SERVICES AND EXTERNAL LINKS

25.1     Each contributor to the Services of data, text, images, sounds, video, software and other Content is solely responsible for the accuracy, reliability, nature, rights clearance, compliance with law and legal restrictions associated with their Content contribution. As such, Pinoy Electronic Store Online (PESO) is not responsible to, and shall not, regularly monitor or check for the accuracy, reliability, nature, rights clearance, compliance with law and legal restrictions associated with any contribution of Content. You will not hold Pinoy Electronic Store Online (PESO) responsible for any User's actions or inactions, including, without limitation, things they post or otherwise make available via the Services.

25.2     In addition, the Services may contain links to third party products, websites, services and offers. These third party links, products, websites and services are not owned or controlled by Pinoy Electronic Store Online (PESO). Rather, they are operated by, and are the property of, the respective third parties, and may be protected by applicable copyright or other intellectual property laws and treaties. Pinoy Electronic Store Online (PESO) has not reviewed, and assumes no responsibility for the content, functionality, security, services, privacy policies, or other practices of these third parties. You are encouraged to read the terms and other policies published by such third parties on their websites or otherwise. By using the Services, you agree that Pinoy Electronic Store Online (PESO) shall not be liable in any manner due to your use of, or inability to use, any website or widget. You further acknowledge and agree that Pinoy Electronic Store Online (PESO) may disable your use of, or remove, any third party links, or applications on the Services to the extent they violate these Terms of Service.

26.        YOUR REPRESENTATIONS AND WARRANTIES

You represent and warrant that:

(a)          you possess the legal capacity (and in the case of a minor, valid parent or legal guardian consent), right and ability to enter into these Terms of Service and to comply with its terms; and

(b)          you will use the Services for lawful purposes only and in accordance with these Terms of Service and all applicable laws, rules, codes, directives, guidelines, policies and regulations.

27.        INDEMNITY

You agree to indemnify, defend and hold harmless Pinoy Electronic Store Online (PESO), and its shareholders, subsidiaries, affiliates, directors, officers, agents, co-branders or other partners, and employees (collectively, the "Indemnified Parties") from and against any and all claims, actions, proceedings, and suits and all related liabilities, damages, settlements, penalties, fines, costs and expenses (including, without limitation, any other dispute resolution expenses) incurred by any Indemnified Party arising out of or relating to: (a) any transaction made on the Site, or any dispute in relation to such transaction (except where Pinoy Electronic Store Online (PESO) or its Affiliates is the Seller in the transaction that the dispute relates to), (b) the Pinoy Electronic Store Online (PESO) Guarantee, (c) the hosting, operation, management and/or administration of the Services by or on behalf of Pinoy Electronic Store Online (PESO), (d) your violation or breach of any term of these Terms of Service or any policy or guidelines referenced herein, (e) your use or misuse of the Services, or (f) your breach of any law or any rights of a third party.

28.        SEVERABILITY

If any provision of these Terms of Service shall be deemed unlawful, void, or for any reason unenforceable under the law of any jurisdiction, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions in such jurisdiction nor the validity and enforceability of the provision in question under the law of any other jurisdiction.

29.        GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Singapore without regard to its conflict of law rules. The United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act, to the extent applicable, are expressly disclaimed. Unless otherwise required by applicable laws, any dispute, controversy, claim or difference of any kind whatsoever shall arising out of or relating to these Terms of Service against or relating to Pinoy Electronic Store Online (PESO) or any Indemnified Party under these Terms of Service shall be referred to and finally resolved by arbitration in Singapore in accordance with the Arbitration Rules of the Singapore International Arbitration Centre (�SIAC Rules�) for the time being in force, which rules are deemed to be incorporated by reference in this Section. There will be one (1) arbitrator and the language of the arbitration shall be English.

30.        GENERAL PROVISIONS

30.1     Pinoy Electronic Store Online (PESO) reserves all rights not expressly granted herein.

30.2     Pinoy Electronic Store Online (PESO) may modify these Terms of Service at any time by posting the revised Terms of Service on this Site. Your continued use of this Site after such changes have been posted shall constitute your acceptance of such revised Terms of Service.

30.3     You may not assign, sublicense or transfer any rights granted to you hereunder or subcontract any of your obligations.

30.4     Nothing in these Terms of Service shall constitute a partnership, joint venture or principal-agent relationship between you and Pinoy Electronic Store Online (PESO), nor does it authorize you to incur any costs or liabilities on Pinoy Electronic Store Online (PESO)�s behalf.

30.5     The failure of Pinoy Electronic Store Online (PESO) at any time or times to require performance of any provision hereof shall in no manner affect its right at a later time to enforce the same unless the same is waived in writing.

30.6     These Terms of Service are solely for your and our benefit and are not for the benefit of any other person or entity, except for Pinoy Electronic Store Online (PESO)'s affiliates and subsidiaries (and each of Pinoy Electronic Store Online (PESO)'s and its affiliates' and subsidiaries' respective successors and assigns).

30.7     The terms set forth in these Terms of Service and any agreements and policies included or referred to in these Terms of Service constitute the entire agreement and understanding of the parties with respect to the Services and the Site and supersede any previous agreement or understanding between the parties in relation to such subject matter. The parties also hereby exclude all implied terms in fact. In entering into the agreement formed by these Terms of Service, the parties have not relied on any statement, representation, warranty, understanding, undertaking, promise or assurance of any person other than as expressly set out in these Terms of Service. Each party irrevocably and unconditionally waives all claims, rights and remedies which but for this Section it might otherwise have had in relation to any of the foregoing. These Terms of Service may not be contradicted, explained or supplemented by evidence of any prior agreement, any contemporaneous oral agreement or any consistent additional terms.

30.8     If you have any questions or concerns about these Terms of Service or any issues raised in these Terms of Service or on the Site, please contacts us at: support@pinoyelectronicstore.com

LEGAL NOTICES: Please send all legal notices to legal@pinoyelectronicstore.com and Attention it to the �General Counsel�.

I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE AND ANY REVISION THE SAME HEREAFTER. BY CLICKING THE �SIGN UP � OR �CONNECT WITH FACEBOOK� BUTTON BELOW, I UNDERSTAND THAT I AM CREATING A DIGITAL SIGNATURE, WHICH I INTEND TO HAVE THE SAME FORCE AND EFFECT AS IF I HAD SIGNED MY NAME MANUALLY.

1. INTRODUCTION 

1.1 Welcome to the PESO - Pinoy Electronic Store Online platform run by PC Vill,Inc. and its affiliates and affiliates (individually and collectively, "PESO - Pinoy Electronic Store Online", "we", "us" or "our"). PESO - Pinoy Electronic Store Online takes its responsibilities under applicable privacy laws and regulations ("Privacy Laws") seriously and is committed to respecting the privacy rights and concerns of all Users of our PESO - Pinoy Electronic Store Online website (the "Site") (we refer to the Site and the services we provide as described in our Site collectively as the "Services"). We recognize the importance of the personal data you have entrusted to us and believe that it is our responsibility to properly manage, protect and process your personal data. This Privacy Policy (�Privacy Policy� or �Policy�) is designed to assist you in understanding how we collect, use, disclose and/or process the personal data you have provided to us and/or we possess about you, whether now or in the future, as well as to assist you in making an informed decision before providing us with any of your personal data. Please read this Privacy Policy carefully. If you have any questions regarding this information or our privacy practices, please see the section entitled "Questions, Concerns or Complaints? Contact Us" at the end of this Privacy Policy. 

1.2 "Personal Data" or "personal data" means data, whether true or not, about an individual who can be identified from that data, or from that data and other information to which an organisation has or is likely to have access. Common examples of personal data could include name, identification number and contact information. 

1.3 By using the Services, registering for an account with us, visiting our website, or accessing the Services, you acknowledge and agree that you accept the practices, requirements, and/or policies outlined in this Privacy Policy, and you hereby consent to us collecting, using, disclosing and/or processing your personal data as described herein. IF YOU DO NOT CONSENT TO THE PROCESSING OF YOUR PERSONAL DATA AS DESCRIBED IN THIS PRIVACY POLICY, PLEASE DO NOT USE OUR SERVICES OR ACCESS OUR WEBSITE. If we change our Privacy Policy, we will post those changes or the amended Privacy Policy on our website. We reserve the right to amend this Privacy Policy at any time. 

2. WHEN WILL PESO - PINOY ELECTRONIC STORE ONLINE COLLECT PERSONAL DATA? 

2.1 We will/may collect personal data about you: 

(a) when you register and/or use our Services or Site, or open an account with us; 

(b) when you submit any form, including, but not limited to, application forms or other forms relating to any of our products and services, whether online or by way of a physical form; (c) when you enter into any agreement or provide other documentation or information in respect of your interactions with us, or when you use our products and services; 

(d) when you interact with us, such as via telephone calls (which may be recorded), letters, fax, face-to-face meetings, social media platforms and emails; 

(e) when you use our electronic services, or interact with us via our application or use services on our website. This includes, without limitation, through cookies which we may deploy when you interact with our application or website; 

(f) when you carry out transactions through our Services; 

(g) when you provide us with feedback or complaints; 

(h) when you register for a contest; or 

(i) when you submit your personal data to us for any reason. 

The above does not purport to be exhaustive and sets out some common instances of when personal data about you may be collected. 

2.2 When you visit, use or interact with our mobile application or the Site, we may collect certain information by automated or passive means using a variety of technologies, which technologies may be downloaded to your device and may set or modify settings on your device. The information we collect may include, without limitation, your Internet Protocol (IP) address, computer/mobile device operating system and browser type, type of mobile device, the characteristics of the mobile device, the unique device identifier (UDID) or mobile equipment identifier (MEID) for your mobile device, the address of a referring web site (if any), and the pages you visit on our website and mobile applications and the times of visit. We may collect, use disclose and/or process this information only for the Purposes (defined below). 

2.3 Our mobile applications may collect precise information about the location of your mobile device using technologies such as GPS, Wi-Fi, etc.. We collect, use, disclose and/or process this information for one or more Purposes including, without limitation, location-based services that you request or to deliver relevant content to you based on your location or to allow you to share your location to other Users as part of the services under our mobile applications. For most mobile devices, you are able to withdraw your permission for us to acquire this information on your location through your device settings. If you have questions about how to disable your mobile device's location services, please contact your mobile device service provider or the device manufacturer. 

3. WHAT PERSONAL DATA WILL PESO - PINOY ELECTRONIC STORE ONLINE COLLECT? 

3.1 The personal data that PESO - Pinoy Electronic Store Online may collect includes but is not limited to: 

� name; 

� email address; 

� date of birth; 

� billing address; 

� bank account and payment information; 

� telephone number; 

� gender; 

� any other information about the User when the User signs up to use our Services or website, and when the User uses the Services or website, as well as information related to how the User uses our Services or website; and 

� aggregate data on content the User engages with. 

3.2 If you do not want us to collect the aforementioned information/personal data, you may opt out at any time by notifying our Data Protection Officer in writing about it. Further information on opting out can be found in the section below entitled "How can you opt-out, remove, request access to or modify information you have provided to us?" . Note, however, that opting out of us collecting your personal data or withdrawing your consent for us to collect, use or process your personal data may affect your use of the Services. For example, opting out of the collection of location information will cause its location-based features to be disabled. 

4. SETTING UP AN ACCOUNT 

In order to use certain functionalities of the Services, you will have to create a user account which requires you to submit certain personal data. When you register and create an account, we require you to provide us with your name and email address as well as a user name that you select. We also ask for certain information about yourself such as your telephone number, email address, shipping address, photo identification, bank account details, age, date of birth, gender and interests. Upon activating an account, you will select a user name and password. Your user name and password will be used so you can securely access and maintain your account. 

5. VIEWING WEB PAGES 

As with most websites, your computer sends information which may include personal data about you that gets logged by a web server when you browse our Site. This typically includes without limitation your computer's IP address, operating system, browser name/version, the referring web page, requested page, date/time, and sometimes a "cookie" (which can be disabled using your browser preferences) to help the site remember your last visit. If you are logged in, this information is associated with your personal account. The information is also included in anonymous statistics to allow us to understand how visitors use our site. 

6. COOKIES 

6.1 We may from time to time implement "cookies" or other features to allow us or third parties to collect or share information that will help us improve our Site and the Services we offer, or help us offer new services and features. �Cookies� are identifiers we transfer to your computer or mobile device that allow us to recognize your computer or device and tell us how and when the Services or website are used or visited, by how many people and to track movements within our website. We may link cookie information to personal data. Cookies also link to information regarding what items you have selected for purchase and pages you have viewed. This information is used to keep track of your shopping cart, for example. Cookies are also used to deliver content specific to your interest and to monitor website usage. 

6.2 You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this you may not be able to use the full functionality of our Site or the Services. 

7. VIEWING AND DOWNLOADING CONTENT AND ADVERTISING 

As with browsing web pages, when you watch content and advertising and access other software on our Site or through the Services, most of the same information is sent to us (including, without limitation, IP Address, operating system, etc.); but, instead of page views, your computer sends us information on the content, advertisement viewed and/or software installed by the Services and the website and time. 

8. COMMUNITY & SUPPORT 

8.1 We provide customer service support through email, SMS and feedback forms. In order to provide customer support, we will ask for your email address and mobile phone number. We only use information received from customer support requests, including, without limitation, email addresses, for customer support services and we do not transfer to or share this information with any third parties. 

8.2 You can also post questions and answer other User questions in our community forums. Our forum and messaging services allow you to participate in our community; to do so, we maintain information, such as your user ID, contact list and status messages. In addition, these and similar services in the future may require us to maintain your user ID and password.

9. SURVEYS 

From time-to-time, we may request information from Users via surveys. Participation in these surveys is completely voluntary and you therefore have a choice whether or not to disclose your information to us. Information requested may include, without limitation, contact information (such as your email address), and demographic information (such as interests or age level). Survey information will be used for the purposes of monitoring or improving the use and satisfaction of the Services and will not be transferred to third parties, other than our contractors who help us to administer or act upon the survey. 

10. HOW DO WE USE THE INFORMATION YOU PROVIDE US? 

10.1 We may collect, use, disclose and/or process your personal data for one or more of the following purposes: 

(a) to consider and/or process your application/transaction with us or your transactions or communications with third parties via the Services; 

(b) to manage, operate, provide and/or administer your use of and/or access to our Services and our website, as well as your relationship and user account with us; 

(c) to manage, operate, administer and provide you with as well as to facilitate the provision of our Services, including, without limitation, remembering your preferences; 

(d) to tailor your experience through the Services by displaying content according to your interests and preferences, providing a faster method for you to access your account and submit information to us and allowing us to contact you, if necessary; 

(e) to respond to, process, deal with or complete a transaction and/or to fulfil your requests for certain products and services and notify you of service issues and unusual account actions; 

(f) to enforce our Terms of Service or any applicable end user license agreements; 

(g) to protect personal safety and the rights, property or safety of others; 

(h) for identification and/or verification; 

(i) to maintain and administer any software updates and/or other updates and support that may be required from time to time to ensure the smooth running of our Services; 

(j) to deal with or facilitate customer service, carry out your instructions, deal with or respond to any enquiries given by (or purported to be given by) you or on your behalf; 

(k) to contact you or communicate with you via voice call, text message and/or fax message, email and/or postal mail or otherwise for the purposes of administering and/or managing your relationship with us or your use of our Services, such as but not limited to communicating administrative information to you relating to our Services. You acknowledge and agree that such communication by us could be by way of the mailing of correspondence, documents or notices to you, which could involve disclosure of certain personal data about you to bring about delivery of the same as well as on the external cover of envelopes/mail packages; 

(l) to inform you when another User has sent you a private message or posted a comment for you on the Site; 

(m) to conduct research, analysis and development activities (including, but not limited to, data analytics, surveys, product and service development and/or profiling), to analyse how you use our Services, to improve our Services or products and/or to enhance your customer experience; 

(n) to allow for audits and surveys to, among other things, validate the size and composition of our target audience, and understand their experience with PESO - Pinoy Electronic Store Online�s Services; 

(o) where you give us your prior consent, for marketing and in this regard, to send you by various modes of communication such as postal mail, email, location-based services or otherwise, marketing and promotional information and materials relating to products and/or services (including, without limitation, products and/or services of third parties whom PESO - Pinoy Electronic Store Online may collaborate or tie up with) that PESO - Pinoy Electronic Store Online (and/or its affiliates or related corporations) may be selling, marketing or promoting, whether such products or services exist now or are created in the future. If you are in Philippine, In the case of the sending of marketing or promotional information to you by voice call, SMS/MMS or fax to your Philippine facsimile number, we will not do so unless we have complied with the requirements of Philippine�s Privacy Laws in relation to use of such latter modes of communication in sending you marketing information or you have expressly consented to the same; 

(p) to respond to legal processes or to comply with or as required by any applicable law, governmental or regulatory requirements of any relevant jurisdiction, including, without limitation, meeting the requirements to make disclosure under the requirements of any law binding on PESO - Pinoy Electronic Store Online or on its related corporations or affiliates; 

(q) to produce statistics and research for internal and statutory reporting and/or record-keeping requirements; 

(r) to carry out due diligence or other screening activities (including, without limitation, background checks) in accordance with legal or regulatory obligations or our risk management procedures that may be required by law or that may have been put in place by us; 

(s) to audit our Services or PESO - Pinoy Electronic Store Online's business; 

(t) to prevent or investigate any fraud, unlawful activity, omission or misconduct, whether relating to your use of our Services or any other matter arising from your relationship with us, and whether or not there is any suspicion of the aforementioned; 

(u) to store, host, back up (whether for disaster recovery or otherwise) of your personal data, whether within or outside of your jurisdiction; 

(v) to deal with and/or facilitate a business asset transaction or a potential business asset transaction, where such transaction involves PESO - Pinoy Electronic Store Online as a participant or involves only a related corporation or affiliate of PESO - Pinoy Electronic Store Online as a participant or involves PESO - Pinoy Electronic Store Online and/or any one or more of PESO - Pinoy Electronic Store Online's related corporations or affiliates as participant(s), and there may be other third party organisations who are participants in such transaction. A �business asset transaction� refers to the purchase, sale, lease, merger, amalgamation or any other acquisition, disposal or financing of an organisation or a portion of an organisation or of any of the business or assets of an organisation; and/or 

(w) any other purposes which we notify you of at the time of obtaining your consent. (collectively, the �Purposes�). 

10.2 As the purposes for which we will/may collect, use, disclose or process your personal data depend on the circumstances at hand, such purpose may not appear above. However, we will notify you of such other purpose at the time of obtaining your consent, unless processing of the applicable data without your consent is permitted by the Privacy Laws. 

11. SHARING OF INFORMATION FROM THE SERVICES 

Our Services enable Users to share personal information with each other, in almost all occasions without PESO - Pinoy Electronic Store Online�s involvement, to complete transactions. In a typical transaction, Users may have access to each other�s name, user ID, email address and other contact and postage information. Our Terms of Service require that Users in possession of another User�s personal data (the �Receiving Party�) must (i) comply with all applicable Privacy Laws; (ii) allow the other User (the �Disclosing Party�) to remove him/herself from the Receiving Party�s database; and (iii) allow the Disclosing Party to review what information have been collected about them by the Receiving Party. 

12. HOW DOES PESO - PINOY ELECTRONIC STORE ONLINE PROTECT CUSTOMER INFORMATION? 

We implement a variety of security measures to ensure the security of your personal data on our systems. User personal data is contained behind secured networks and is only accessible by a limited number of employees who have special access rights to such systems. We will retain personal data in accordance with the Privacy Laws and/or other applicable laws. That is, we will destroy or anonymize your personal data as soon as it is reasonable to assume that (i) the purpose for which that personal data was collected is no longer being served by the retention of such personal data; and (ii) retention is no longer necessary for any legal or business purposes. If you cease using the Site, or your permission to use the Site and/or the Services is terminated, we may continue storing, using and/or disclosing your personal data in accordance with this Privacy Policy and our obligations under the Privacy Laws. Subject to applicable law, we may securely dispose of your personal data without prior notice to you. 

13. DOES PESO - PINOY ELECTRONIC STORE ONLINE DISCLOSE THE INFORMATION IT COLLECTS FROM ITS VISITORS TO OUTSIDE PARTIES? 

13.1 In conducting our business, we will/may need to disclose your personal data to our third party service providers, agents and/or our affiliates or related corporations, and/or other third parties, whether sited in Philippine or outside of Philippine, for one or more of the above-stated Purposes. Such third party service providers, agents and/or affiliates or related corporations and/or other third parties would be processing your personal data either on our behalf or otherwise, for one or more of the above-stated Purposes. Such third parties include, without limitation: 

(a) our subsidiaries, affiliates and related corporations; 

(b) contractors, agents, service providers and other third parties we use to support our business. These include but are not limited to those which provide administrative or other services to us such as mailing houses, telecommunication companies, information technology companies and data centres; 

(c) a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of PESO - Pinoy Electronic Store Online�s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal data held by PESO - Pinoy Electronic Store Online about our Service Users is among the assets transferred; or to a counterparty in a business asset transaction that PESO - Pinoy Electronic Store Online or any of its affiliates or related corporations is involved in; and 

(d) third parties to whom disclosure by us is for one or more of the Purposes and such third parties would in turn be collecting and processing your personal data for one or more of the Purposes 13.2 This may require, among other things, share statistical and demographic information about our Users and their use of the Services with suppliers of advertisements and programming. This would not include anything that could be used to identify you specifically or to discover individual information about you. 

13.3 For the avoidance of doubt, in the event that Privacy Laws or other applicable laws permit an organisation such as us to collect, use or disclose your personal data without your consent, such permission granted by the laws shall continue to apply. 

13.4 Third parties may unlawfully intercept or access personal data transmitted to or contained on the site, technologies may malfunction or not work as anticipated, or someone might access, abuse or misuse information through no fault of ours. We will nevertheless deploy reasonable security arrangements to protect your personal data as required by the Privacy Laws; however there can inevitably be no guarantee of absolute security such as but not limited to when unauthorised disclosure arises from malicious and sophisticated hacking by malcontents through no fault of ours. 

14. INFORMATION ON CHILDREN 

The Services are not intended for children under the age of 10. We do not knowingly collect or maintain any personal data or non-personally-identifiable information from anyone under the age of 10 nor is any part of our Site or other Services directed to children under the age of 10. We will close any accounts used exclusively by such children and will remove and/or delete any personal data we believe was submitted by any child under the age of 10.

15. INFORMATION COLLECTED BY THIRD PARTIES 

15.1 Our Site uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies, which are text files placed on your computer, to help the website analyse how Users use the Site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and Internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. 

15.2 We, and third parties, may from time to time make software applications downloads available for your use on or through the Services. These applications may separately access, and allow a third party to view, your identifiable information, such as your name, your user ID, your computer's IP Address or other information such as any cookies that you may previously have installed or that were installed for you by a third party software application or website. Additionally, these applications may ask you to provide additional information directly to third parties. Third party products or services provided through these applications are not owned or controlled by PESO - Pinoy Electronic Store Online. You are encouraged to read the terms and other policies published by such third parties on their websites or otherwise. 

16. DISCLAIMER REGARDING SECURITY AND THIRD PARTY SITES 

16.1 WE DO NOT GUARANTEE THE SECURITY OF PERSONAL DATA AND/OR OTHER INFORMATION THAT YOU PROVIDE ON THIRD PARTY SITES. We do implement a variety of security measures to maintain the safety of your personal data that is in our possession or under our control. Your personal data is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the personal data confidential. When you place orders or access your personal data, we offer the use of a secure server. All personal data or sensitive information you supply is encrypted into our databases to be only accessed as stated above. 

16.2 In an attempt to provide you with increased value, we may choose various third party websites to link to, and frame within, the Site. We may also participate in co-branding and other relationships to offer e-commerce and other services and features to our visitors. These linked sites have separate and independent privacy policies as well as security arrangements. Even if the third party is affiliated with us, we have no control over these linked sites, each of which has separate privacy and data collection practices independent of us. Data collected by our co-brand partners or third party web sites (even if offered on or through our Site) may not be received by us. 

16.3 We therefore have no responsibility or liability for the content, security arrangements (or lack thereof) and activities of these linked sites. These linked sites are only for your convenience and you therefore access them at your own risk. Nonetheless, we seek to protect the integrity of our Site and the links placed upon each of them and therefore welcome any feedback about these linked sites (including, without limitation, if a specific link does not work). 

17. WILL PESO - PINOY ELECTRONIC STORE ONLINE TRANSFER YOUR INFORMATION OVERSEAS? 

Your personal data and/or information may be transferred to, stored or processed outside of your country. In most cases, your personal data will be processed in Philippine, where our servers are located and our central database is operated. PESO - Pinoy Electronic Store Online will only transfer your information overseas in accordance with Privacy Laws. 18. HOW CAN YOU OPT-OUT, REMOVE, REQUEST ACCESS TO OR MODIFY INFORMATION YOU HAVE PROVIDED TO US? 

18.1 Opting Out and Withdrawing Consent 

18.1.1 To modify your email subscriptions, please let us know by sending an email to our Personal Data Protection Officer at the address listed below. Please note that due to email production schedules, you may still receive emails that are already in production. 

18.1.2 You may withdraw your consent for the collection, use and/or disclosure of your personal data in our possession or under our control by sending an email to our Personal Data Protection Officer at the email address listed below in Section 19.2. 

18.1.3 Once we have your clear withdrawal instructions and verified your identity, we will process your request for withdrawal of consent, and will thereafter not collect, use and/or disclose your personal data in the manner stated in your request. If we are unable to verify your identity or understand your instructions, we will liaise with you to understand your request. 

18.1.4 However, your withdrawal of consent could result in certain legal consequences arising from such withdrawal. In this regard, depending on the extent of your withdrawal of consent for us to process your personal data, it may mean that we will not be able to continue providing the Services to you, we may need to terminate your existing relationship and/or the contract you have with us, etc., as the case may be, which we will inform you of. 

18.2 Requesting Access and/or Correction of Personal Data 

18.2.1 If you have an account with us, you may personally access and/or correct your personal data currently in our possession or control through the Account Settings page on the Site. If you do not have an account with us, you may request to access and/or correct your personal data currently in our possession or control by submitting a written request to us. We will need enough information from you in order to ascertain your identity as well as the nature of your request so as to be able to deal with your request. Hence, please submit your written request by sending an email to our Personal Data Protection Officer at the email address listed below in Section 19.2. 

18.2.2 For a request to access personal data, once we have sufficient information from you to deal with the request, we will seek to provide you with the relevant personal data within 30 days. Note that Privacy Laws may exempt certain types of personal data from being subject to your access request. 

18.2.3 For a request to correct personal data, once we have sufficient information from you to deal with the request, we will:

(a) correct your personal data within 30 days. Note that Privacy Laws may exempt certain types of personal data from being subject to your correction request as well as provides for situation(s) when correction need not be made by us despite your request; and 

(b) we will send the corrected personal data to every other organisation to which the personal data was disclosed by us within a year before the date the correction was made, unless that other organisation does not need the corrected personal data for any legal or business purpose. 

18.2.4 Notwithstanding sub-paragraph (b) immediately above, we may, if you so request, send the corrected personal data only to specific organisations to which the personal data was disclosed by us within a year before the date the correction was made. 

18.2.5 We will/may also be charging you a reasonable fee for the handling and processing of your requests to access your personal data. If we so choose to charge, we will provide you with a written estimate of the fee we will be charging. Please note that we are not required to respond to or deal with your access request unless you have agreed to pay the fee. 

18.2.6 We reserve the right to refuse to correct your personal data in accordance with the provisions as set out in Privacy Laws, where they require and/or entitle an organisation to refuse to correct personal data in stated circumstances. 

19. QUESTIONS, CONCERNS OR COMPLAINTS? CONTACT US 

19.1 If you have any questions or concerns about our privacy practices or your dealings with the Services, please do not hesitate to contact support@pinoyelectronicstore.com. 

19.2 If you have any complaint or grievance regarding how we are handling your personal data or about how we are complying with Privacy Laws, we welcome you to contact us with your complaint or grievance. Please contact us through email with your complaint or grievance: E-mail: admin@pinoyelectronicstore.com and Attention it to the "Personal Data Protection Officer". Please send all legal notices to legal@pinoyelectronicstore.com and Attention it to the �General Counsel�. 

19.3 Where it is an email or a letter through which you are submitting a complaint, your indication at the subject header that it is a Privacy Law complaint would assist us in attending to your complaint speedily by passing it on to the relevant staff in our organisation to handle. For example, you could insert the subject header as �Privacy Complaint�. We will certainly strive to deal with any complaint or grievance that you may have fairly and as soon as possible. 

20. TERMS AND CONDITIONS 

Please also read the Terms of Service establishing the use, disclaimers, and limitations of liability governing the use of the Site and the Services and other related policies.